#6: Let’s Talk About Money Guilt

Pranav Gupta
August 01, 2025

Hey Funancers,

Ever felt bad about spending on yourself?

You saved all month, paid the bills… and then bought something you loved… only to feel guilty afterward?

Yep. That’s money guilt. And it needs to go 💨

Budget for joy—on purpose.

Add a “Treat Yo’ Self” category to your budget.

It can be Rs.500, $10, whatever works.

Spending is not bad. Unplanned spending that messes with your goals? That’s where the guilt creeps in.

MYTH: All spending is bad.

TRUTH: Spending aligned with your values is self-care.

If that coffee, book, dinner, or dance class lights you up & it’s not a waste. It’s wise. Just plan for it.

Do a “Guilt-Free Spend” this weekend.

Yes. For real.

Pick something small but joyful and spend without guilt.

Message me what you chose and I want to know what joy looks like for you 😄

Want to stop feeling guilty about money? Start by learning what actually matters to you.

Take this free Life Values Quiz to uncover what drives your spending and how to align your money with meaning.

What’s one thing you used to feel guilty spending on, but now embrace?

(Books? Plants? Spa days? Gadgets?)

Reply and tell me and I might feature it in next week’s “Reader Joy Picks” ✨

Until next Friday,

Spend with intention, not guilt.

As always, rooting for you from afar.

Love,

Pranav